For more than 30 years, we've been helping borrowers realize the dream of home ownership, build rental portfolio empires, finance home flipping businesses, and help borrowers finance their business properties.
Residential, Commercial, & Investor Loans
We are the loan experts when it comes to:
- Conventional Loans
- FHA
- VA
- USDA
- Commercial
- Real Estate Investor Fix-n-Flip Loans
- Rental Loans / DSCR Loans
We build in very little to our profit margins to give you, the customer, the best rates we can give.
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Consumer Loans
As an independent mortgage broker, they offer a wide range of residential financing options with competitive rates and flexibility:
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Conventional loans
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FHA (Federal Housing Administration) loans
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VA (Veterans Affairs) loans
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USDA (U.S. Department of Agriculture) loans
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Non‑Qualifying (“No‑Doc”) mortgages
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Home Equity Lines of Credit (HELOCs)
Investor & Builder Loans
Tailored for real estate investors, home flippers, and builders, including:
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Fix‑and‑flip short‑term real estate investment loans
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Rental financing, including DSCR (Debt Service Coverage Ratio) loans for income properties
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New construction and development (urban infill, single‑family, townhomes)
Commercial Loans
Specializing in commercial real estate financing for business uses:
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SBA‑backed commercial loans
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“Bank fallback” loans for deals that narrowly miss traditional bank approval
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Expert underwriting by a team with backgrounds in major banking institutions
Investor Loan Partnerships
They also work directly with private investors seeking to deploy their capital by:
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Underwriting loan applications and pulling credit on investors’ behalf
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Brokering professionally‑underwritten loans to investors according to their criteria
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Offering a “Fixed Return Program” where investors starting at $35,000 can earn passive, fixed returns over 12, 18, 24, or 36 months
We are a family‑owned and Florida‑based mortgage brokerage (NMLS 2318381) with 30+ years of experience serving residential borrowers in Florida and commercial clients nationwide.
Sean Carter NMLS 390306
Company NMLS: 2318381
Sean Carter
Sean Carter LLC
Let us help you today!
We'll help you get settled in
Your home's true market value
Castle Rock Capital Funding, LLC is an equal-opportunity mortgage broker. Rates, terms, and programs are subject to change without notice. Offer of credit subject to credit approval per applicable underwriting and program guidelines, applicant eligibility, and market conditions. Not all applicants may qualify. Licensed in Florida by the Office of Financial Regulation. Castle Rock Capital Funding, LLC is a Florida LLC (NMLS 2318381, 3813 Bellewater Blvd, Riverview, FL 33578. Douglass Smith, Principal Broker – Licensed Mortgage Loan Originator (NMLS 1984040).