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Top 3 Life insurance for Seniors

Get the coverage you need at any age with these top 3 life insurance companies!

New York Life

Pros:

  • Policies available to 90-year-old applicants
  • A++ AM Best rating
  • Long history of dividend payments
  • Few customer complaints
  • Broad selection of riders

Cons:

  • Must talk to an agent to get a quote and apply
  • Limited policy information online

New York life going for its 170 year has proved time and time again why its a national love insurance company. From fighting through turmoil like the great depression, rarely getting complaints, and whole life policyholders are eligible for life insurance dividend payments and is one of very few companies we reviewed that issues policies to applicants up to age 90

Here’s the link to check it out: https://www.newyorklife.com/

Guardian

Pros:

  • No-exam coverage available to some seniors
  • High customer satisfaction rating
  • Three living benefits included
  • Online term applications are available
  • Accepts credit card payments

Cons:

  • Doesn’t offer dividend-paying whole life
  • Simplified whole life policies are only available to existing policyholders

Guardians been in business since 1860, satisfying there customers one day at a time. Just like New York Life, they rarely getting complaints, and whole life policyholders are eligible for life insurance dividend payments and is one of very few companies we reviewed that issues policies to applicants up to age 90.

Here’s the link to check it out: https://www.guardianlife.com/brokers/sales-offices

Nationwide

Pros:

  • No-exam coverage available to some seniors
  • High customer satisfaction rating
  • Three living benefits included
  • Online term applications are available
  • Accepts credit card payments

Cons:

  • Doesn’t offer dividend-paying whole life
  • Simplified whole life policies are only available to existing policyholders

Nationwide stands out as the only company on this list that includes chronic, critical, and terminal illness accelerated death benefit riders at no additional cost on most of its policies. Also known as living benefits, these riders let you access the death benefit early, before death, to help pay for expenses (or anything you want) if you experience a qualifying condition.

Here’s the link to check it out: https://www.nationwide.com/

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2 Comments

  1. Write more, thats all I have to say. Literally, it seems as though you relied on the video to make your point. You clearly know what youre talking about, why throw away your intelligence on just posting videos to your site when you could be giving us something informative to read?

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